Journal Article

Health Accounts and Other Welfare Accounts


  • Fölster
  • S.
  • Orszag
  • J.M.
  • Snower
  • D.J.
  • Gidehag
  • R.
Publication Date

Many countries with generous social insurance are currently forced to cut back or modify their systems. At the same time many developing countries lack social insurance for large segments of the population. Health accounts may offer a way of implementing health insurance that keeps a lid on costs and provides better incentives than traditional public or private health insurance. This paper discusses health accounts and other savings-account based social insurance.

Kiel Institute Expert


JEL Classification
I10, I30, I11, G22

Key Words

  • health (insurance)
  • health accounts
  • Social Insurance
  • Sozialversicherung